This course focuses on the role of the prospective producer, representing an insurer as to life insurance and annuity contracts. The course covers general concepts including underwriting, types of policies, provisions, riders, options, and exclusions. It explores personal, family and business use of life insurance products, as well as major tax considerations. The course concludes with an overview of state and federal laws and regulations governing insurance transactions and dealings with the public. Enrollment is for 3 months.
Topics include: Legal Concepts of the Life Insurance Contract, Federal and State Regulations, Life and Annuities Insurance, Disability and Medical Reimbursement and much more.
Required Text: Health and Life (including Annuities and Variable Contracts) Florida Study Manual
Current edition may be purchased from OLT’s Bookstore
Course ID: INS025FL40
Course Approval #: 1108486
Course Provider: OnLine Training, Inc. (OLT)
FLDFS Provider ID #: 366468